Guys, if you’re still just holding stables on the spot market — you’re losing money every single day.
Right now you can actually farm solid yields on stablecoins. Not the old 2–3%, but proper numbers. I went through the current options and put together a short, no-BS summary for myself (and for you).
What looks the most reasonable at the moment:
Important note: almost all of these high rates are temporary promotions. In a couple of weeks they can easily cut them back to 4–6%. That’s why I personally keep part of the funds in flexible staking (so I can pull out fast) and another part in longer locks where the APY is higher.
Who’s already staking — drop in the comments where you’re getting the best rates right now. Especially interested in USD1 and any lesser-known platforms.
At the moment it feels like the fattest yields are still on CEXs during temporary campaigns.
Right now you can actually farm solid yields on stablecoins. Not the old 2–3%, but proper numbers. I went through the current options and put together a short, no-BS summary for myself (and for you).
What looks the most reasonable at the moment:
- Bitget Earn — currently offering up to 12% on USDGO and up to 10% on USDT in Simple Earn (flexible). You can also stack it with PoolX. Still one of the fattest rates among major exchanges.
- Bybit — consistently keeps decent rates on USDT/USDC, plus they often run temporary boosts. Convenient if you already have funds there.
- MEXC / BingX — sometimes drop campaigns with 8–11%, especially on USDT. You just need to catch the windows.
- Selected DeFi protocols (Aave, Compound and some newer ones) — rates float, but occasionally go higher than the CEXs. The trade-off is smart-contract risk and, in some pools, impermanent loss.
Important note: almost all of these high rates are temporary promotions. In a couple of weeks they can easily cut them back to 4–6%. That’s why I personally keep part of the funds in flexible staking (so I can pull out fast) and another part in longer locks where the APY is higher.
Who’s already staking — drop in the comments where you’re getting the best rates right now. Especially interested in USD1 and any lesser-known platforms.
At the moment it feels like the fattest yields are still on CEXs during temporary campaigns.
